Hail Damage Restoration

Hail Damage Restoration Specialists

Colorado’s Front Range sits in “Hail Alley,” making hail damage a reality for many homeowners. We specialize in identifying storm damage and helping you navigate the restoration process.

Understanding Hail Damage

Hailstones in Colorado are particularly destructive due to our high altitude. Falling from 15,000-20,000 feet, they retain more mass and density, often reaching the ground at 70-75 mph.

Types of Hail Damage:

• Granule Displacement - Exposes asphalt to UV degradation
• Mat Fracture - Internal damage that reduces roof lifespan (often invisible from above)
• Cracked Shingles - Immediate compromise to water protection
• Soft Metal Dents - Damage to gutters, vents, and flashings

Our Forensic Inspection Process

1. Test Square Method - We mark 10’x10’ areas on each directional slope
2. Hit Count - Identify 8-10+ verified hail hits per square
3. Collateral Damage - Document dents on gutters, downspouts, vents
4. Mat Fracture Detection - Tactile inspection for hidden damage
5. Photo Documentation - Comprehensive evidence for your claim

The Insurance Claims Reality

Many homeowners believe the insurance process is simple: file a claim, get a check, hire a roofer. The reality is more nuanced.

What Actually Happens:

1. Initial Check = Deposit - The first payment (ACV) is depreciated value, not a final settlement
2. Supplementation is Normal - Adjusters often miss code requirements and accessories
3. Your Deductible Matters - Colorado law (SB38) prohibits contractors from waiving deductibles

We provide Xactimate-format documentation to support accurate claim valuation.

Functional vs. Cosmetic Damage

Some policies include “Cosmetic Damage Exclusions.” We help identify functional damage that affects water-shedding ability, not just appearance, to ensure legitimate claims aren’t denied.

After the Storm: What to Do

1. Don’t panic - Hail damage doesn’t mean immediate leaks
2. Document conditions - Take photos if safe to do so
3. Schedule an inspection - Free forensic inspection from Go In Pro
4. File your claim - You (the homeowner) initiate the claim
5. Be present for adjuster visit - We’ll meet with them to ensure nothing is missed